Warranty Refund Calculator
Estimate your prorated refund for an early-cancelled extended car warranty
Warranty details
Pro tip: enter the total amount charged for the warranty or service contract, not your monthly vehicle payment.
Please enter the original warranty cost.
Pro tip: check your contract's declarations page for the term in months.
Please choose a warranty term.
Please enter the custom term in months.
Pro tip: use the contract's effective date if it differs from the vehicle purchase date.
Please enter the warranty start date.
Cancellation
Don't know your cancellation date?
Pro tip: use the date your cancellation becomes effective, not the date you plan to mail the request.
Please enter the cancellation date.
Please enter the number of months used.
Optional details
Add any of these for a more accurate estimate — none are required. Your estimate on the right updates as you type.
Add mileage details
Does your warranty have a mileage limit?
Please enter the total mileage allowed.
Please enter the mileage at the start.
Please enter the current mileage.
How your contract calculates the refund
Refund calculation method
ⓘContracts differ. If you don't know your provider's exact method, the standard estimate uses the lesser of unused time or unused mileage when both are entered, or unused time alone otherwise.
Free-look / cancellation period
Does your contract have a free-look period?
Add claim information
Have you used the warranty?
Pro tip: only enter this if your contract or provider indicates claims reduce the refund.
Add fees
Pro tip: many states cap this fee (often $50–$100). Leave at 0 if unsure.
Add financing information
Was the warranty financed with your vehicle?
ⓘIf the warranty was financed with your vehicle, the refund may be applied to your outstanding loan balance rather than paid directly to you. The exact process depends on your contract, lender and provider.
Vehicle status & reason for cancelling
ⓘThese details don't change the math — they only tailor the notes below.
Compare against a provider quote
What if I cancel later?
Once you have a valid estimate, check the result panel for how waiting could change it.
Your estimate will appear here
Fill in the warranty cost, term, start date and cancellation info on the left — this panel updates automatically as you type.
Estimated warranty refund
$0.00
0%Refund rate
0 moUsed
0 moRemaining
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View calculation breakdown
ⓘYou indicated this warranty was financed with your vehicle. Your refund may be credited toward the loan balance instead of paid to you directly — check with your lender and provider.
ⓘHow long will it take? Refunds requested directly with the provider typically arrive in 4–6 weeks. Refunds routed through a dealership can take 30–90 days.
This calculator provides an estimate for planning purposes. Actual warranty refunds depend on your specific contract, provider's refund method, cancellation terms, fees, claims, applicable laws and other factors. The result is not a guarantee of the amount you will receive.
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